Database Info
To help you discover if the business you're researching has a clear or troublesome business history, the initial Due Diligence Background Check database simultaneously searches the following five databases:
Bankruptcies
The Bankruptcy database provides filing information from ALL bankruptcy districts in the United States, as well as Guam, Puerto Rico, and the Virgin Islands. Individuals or companies who either voluntarily or involuntarily file for bankruptcy, including chapter 7, 9, 11, 12, and 13 petitions, will be included in the database.
Lawsuits
The Lawsuits database provides filing information on civil suits from various courts, including circuit, district, small claims, chancery, and municipal courts throughout various jurisdictions in the United States. Check the Coverage Area section to determine the types of jurisdictions included in the Lawsuits database.
Liens
A lien is the right of a secured creditor to grab a specific item of property if you don't pay a debt. The Liens database provides filing information from various state and county offices throughout the United States. The types of liens collected are federal tax, state tax, county tax, city tax, state tax warrant, inheritance tax, mechanics, personal property, attachment, judgment liens, agricultural, and chattel mortgage. Not all jurisdictions across the U.S. are included in the database. Check the Coverage Area section to determine the types of jurisdictions included in the Liens database.
Judgments
A judgment is a final court ruling resolving the key questions in a lawsuit and determining the rights and obligations of the opposing parties. The Judgments database provides filing information on civil judgments, judgment notes, default judgments, summary judgments, declaratory judgments, consent judgments, foreign judgments, judgment confessions, small claims, civil special, child support payments, deficiency, foreclosures, forcible entry/detainer, civil new filings, civil dismissal, vacated/appealed, abstract of judgment, and domestic divorce judgments from various county offices throughout the United States. Not all jurisdictions across the U.S. are included in the database. Check the Coverage Area section to determine the jurisdictions included in the Judgments database.
UCCs
UCC is an acronym for Uniform Commercial Code financing statements. These are formal documents lenders submit to the state to protect their financial interest when they lend money or lease equipment to a business or individual. If the borrowing business or individual were ever to go bankrupt, the lender is "secured" or on file with the state as one of the creditors that is owed money. So what the UCC database provides you is an idea of just how "extended" a business is financially. For instance, a business with a lot of capital may not show as many UCCs because they have paid cash for equipment such as computers, copy machines etc. Many UCC filings for the same business may indicate cash flow is not as strong. The UCC database provides information on Uniform Commercial Code filings, such as original financing statements, terminations, amendments, continuations, assignments, and releases. Collateral information is also available for many filings. Check the Coverage Area section to determine which U.S. jurisdictions provide access to state-level filings in the UCC database.
Use the Due Diligence Background Check database to:
The following information is available by purchasing a Due Diligence Background Check detail record:
In some records, additional detail information is available, including amount and attorney information.
What is NOT included in this database?